I was watching the news and heard a plea from A ‘Tea Party’ spokesperson. They were asking for help to fight the health-care bill on the grounds it is unconstitutional to force us to purchase health-care insurance. Yes under the 5th amendment, there could be an argument for that case but, I think that’s exactly what the Left wing wants. If the provision to force people to purchase healthcare insurance is ruled to be unconstitutional, it will just fast-track Single Payer Government provided healthcare insurance.
What would happen if the bill passes but the provision requiring everyone to purchase health insurance is found to be unconstitutional? I’m sure the final bill will include a provision (as is included in almost all legal documents) that if any part of the document is found to be illegal or unconstitutional, only that part of the document will be null and void (or some similar legal speak .) That would mean all the rest of the bill would be in force. What would that do to the bill, whether it has a public option or not?
First, let’s look at a little history of Insurance. Although it can be argued that a form of insurance has been practiced since the beginning of human society, modern insurance was first used to spread the losses of an individual Mediterranean ship-owner over all the ship-owners. Actually the ship owners were paying for a possible loss in small installments over a long period. Insurance only works if there are enough insured paying in enough money to cover all the losses plus a reserve for future losses. So how does this work with health-care insurance?
The bill will require insurance companies to cover anyone who wants the insurance no matter how high the risk or if they have a preexisting condition. And it also will require the insurance to cost the same for all. Let’s see what will happen if any bill like this passes. I’m an overweight, diabetic, cancer survivor who has had heart surgery. Although I have quit smoking (going on my third year), I smoked for 45 yrs. The insurance will have to insure me at the same price as a young healthy person. If that young person is forced to buy insurance, then it might work as long as there are enough healthy people paying for insurance to cover all the sick old farts like me.
If the requirement forcing everyone to purchase insurance is found unconstitutional (and I believe it will), then only the high risk old farts like me or ones who just found out they have a need (maybe a young pregnant couple) will purchase insurance. Either the price will have to be increased to cover the costs or the companies will go out of business. I’m sure the final bill will have limits on price of insurance so the commercial insurance will start losing money. If that happens, all the companies will either go out of business or quit selling health insurance. Of course when that happens, the benevolent government will have to step in and provide health-care for everyone which is exactly what the left-wingers want.
I may be giving them a little too much credit but I don’t think so. Look how sneaky Pelosi tricked some of her blue-dog Democrats into voting for the healthcare bill. She intentionally left out the language to prevent government paid abortion so she could put it back in at the last minute giving them a cover for their constituents to explain why they voted yea not nay. I think the final bill will have the Public Option left out or with some kind of trigger (like if all the Insurance companies quit providing health insurance), and the requirement for everyone to buy health insurance removed. Pelosi and Reed will use this gimmick to get the conservative Democrats and maybe some Republicans to vote for the bill. Then she will let the far left in on the plan so she can get enough of their vote to get it passed.
There is no health bill proposed by either party at this time that won’t eventually turn into government provided healthcare. How do we stop this from happening? It seems the House and Senate, Republican and Democrat won’t listen to their constituents. The only thing they listen to is $$$!
Vote with your pocketbook. Let’s start a PAC and/or a 527, to support the replacement of any Senator or Congressman who votes for any of these health-care bills. Just maybe, if they realize there is a concerted effort from people across the nation and not just their constituents to ‘FIRE’ them, then hopefully they will get the hint. And if they don’t, then we WILL get them fired!
Although I have owned and operated a business I have no Idea how to start a Political Action Committee or a 527 but I am willing to give it a try. If you’re interested in helping me, please email me firstname.lastname@example.org/
I am just one voice. I have set up this blog site to publish the truth as I understand it. You might ‘see’ a different truth. That is why I encourage you to post your vision. I never edit other’s comments or block them. I want to hear your thoughts and reasoning. The real strength of our great country is the ability for everyone to voice their opinion no matter their position. The only contributions I have requested so far is your word but now I ask for your help. If you would like to join me in starting a P.A.C to help replace these career politicians who refuse to listen to their constituents; please donate a few dollars.